Compass Point has downgraded SLM Corp (SLM) from a Buy to a Sell rating as of December 8, 2025. The current share price stands at $25.57.
This downgrade suggests increased caution regarding SLM Corp's outlook, potentially reflecting concerns about competitive pressures, market conditions, or execution risks that could impact the company's performance.
SLM Corp operates in the financial services industry, primarily providing and administering education loans. With a market capitalization of $5.7 billion, the company has a price-to-earnings (P/E) ratio of 9.20 and earnings per share (EPS) of 2.91. The firm also offers a range of deposit products insured by the Federal Deposit Insurance Corporation, including its primary private education loan product, the Smart Option Student Loan.
Upcoming earnings reports are scheduled for July 22, 2026, with an estimated EPS of $0.64 and revenue of $412.1 million. This follows a series of mixed earnings performances, including a Q3 2025 EPS of $0.63, which fell short of estimates by 18.6%.
Analyst ratings and price targets represent professional opinions based on research and financial models. While these assessments can provide useful perspectives, they reflect assumptions and estimates that may not materialize as expected. Investment decisions should consider multiple factors, including company fundamentals, competitive positioning, industry trends, and individual financial goals. Analyst views should be one of many inputs rather than the sole basis for investment choices.
It's important to note that analyst ratings can change over time as new information becomes available, and different analysts may have varying opinions on the same company.