JP Morgan has downgraded SLM Corp (SLM) to Neutral from Overweight, effective October 6, 2025. The stock is currently priced at $28.02.
This downgrade reflects increased caution regarding SLM Corp's outlook, possibly due to competitive pressures, market conditions, or execution risks that could impact the company's performance. SLM Corp specializes in providing and administering education loans and is headquartered in Newark, Delaware. The company employs 1,710 full-time staff and offers a range of deposit products insured by the Federal Deposit Insurance Corporation.
With a market cap of $5.5 billion, SLM Corp has a price-to-earnings ratio of 8.85 and reported earnings per share of 2.91. The company's dividend yield stands at an impressive 191.5%.
Looking ahead, SLM Corp is set to announce its next earnings report on July 22, 2026, with an estimated EPS of $0.64 and projected revenue of $412.1 million. As of November 1, 2025, the analyst consensus for SLM Corp is classified as Buy, with 4 Strong Buy, 8 Buy, and 3 Hold ratings among a total of 15 analysts.
Analyst ratings and price targets serve as professional opinions based on research and financial models. However, these assessments reflect assumptions and estimates that may not materialize as expected. Investment decisions should consider various factors, including company fundamentals, competitive positioning, and individual financial goals. Analyst views are just one of many inputs to consider when making investment choices. It's also important to note that analyst ratings can change as new information becomes available, and different analysts may hold varying opinions on the same company.