Morgan Stanley has downgraded SLM Corp (SLM) to Equal-Weight from Overweight, effective December 8, 2025. This decision highlights increased caution regarding the company's outlook, potentially reflecting concerns over competitive pressures, market conditions, or execution risks that could affect performance.
Currently trading at $25.57, SLM Corp operates in the financial services industry, focusing on education loans. The company, headquartered in Newark, Delaware, employs 1,710 full-time staff and offers a range of loan products, including the Smart Option Student Loan, which is designed to help students finance their education.
With a market capitalization of $5.7 billion, SLM boasts a P/E ratio of 9.20 and a robust dividend yield of 184.1%. Upcoming earnings reports are scheduled for July 22, 2026, with an estimated EPS of $0.64 and revenue expectations of $412.1 million. Recent earnings performance has shown volatility, with a Q3 2025 EPS of $0.63, falling short of the $0.77 estimate, marking an 18.6% surprise.
Analyst consensus currently stands at 4 Strong Buy, 8 Buy, and 3 Hold ratings, indicating a general positive sentiment despite the recent downgrade. As analyst ratings can change over time, they should be considered alongside other factors such as company fundamentals and broader industry trends.