Truist Securities has initiated coverage on OneMain Holdings Inc (OMF) with a Buy rating, marking its first assessment of the company's investment potential. The firm’s decision reflects a comprehensive analysis of OneMain’s business model, industry dynamics, and growth prospects.
Headquartered in Evansville, Indiana, OneMain is a consumer finance company that specializes in the origination, underwriting, and servicing of personal loans, primarily targeting non-prime customers. As of December 4, 2025, the company boasts a market cap of $7.7 billion, a P/E ratio of 10.90, and an impressive dividend yield of 648.2%.
Upcoming earnings reports are anticipated on April 27, 2026, and July 23, 2026, with estimated EPS of $2.11 and $1.78, respectively. Recent earnings performance has shown positive surprises, including a Q3 2025 EPS of $1.90, exceeding estimates by 16.8%.
Analyst ratings and price targets are often informed by research and financial models, providing valuable insights, yet they are based on assumptions that may not always hold true. Investors should consider a range of factors, including company fundamentals and market conditions, when making decisions. Analyst opinions can change as new information becomes available, and different analysts may hold varying views on the same company.
This update provides insight into the current sentiment surrounding OneMain Holdings, with a consensus rating of Buy among analysts as of December 1, 2025.