JP Morgan has downgraded OneMain Holdings Inc (OMF) to Neutral from Overweight as of October 6, 2025. The current price stands at $59.54.
This move underscores a shift in sentiment regarding the company's outlook. Analysts may be factoring in competitive pressures, changing market conditions, or execution risks that could influence OneMain's performance.
OneMain Holdings is a consumer finance company based in Evansville, Indiana, primarily engaged in the origination, underwriting, and servicing of personal loans, mainly targeting non-prime customers. The firm also provides auto financing, credit cards, and optional products, including credit insurance. With a market cap of $6.8 billion, OneMain reported a P/E ratio of 9.66 and an EPS of 5.89. The company’s dividend yield is notably high at 718.6%.
Upcoming earnings are scheduled for July 23, 2026, with an EPS estimate of $1.80 and revenue expected to reach $1.2 billion. Recent earnings performance has shown positive surprises, with Q3 2025 reporting an EPS of $1.90 against an estimate of $1.63.
Analyst consensus indicates 6 Strong Buy, 7 Buy, and 7 Hold ratings, reflecting a generally favourable outlook despite the recent downgrade. Analyst opinions can vary and are subject to change as new information becomes available, thus they should be considered alongside company fundamentals and broader market trends.