Citigroup has initiated coverage on Fiserv Inc (FI) with a Neutral rating, reflecting its initial assessment of the company's investment potential. This decision, effective October 21, 2025, comes as Fiserv operates within the financial services technology sector, where it provides a range of commerce-enabling products and services to businesses globally.
Currently, Fiserv's stock is priced at $63.80, and the company boasts a market capitalization of $34.0 billion. Its trailing twelve months (TTM) price-to-earnings (P/E) ratio stands at 9.44, with earnings per share (EPS) also reported at 6.47.
The company, headquartered in Milwaukee, Wisconsin, employs approximately 38,000 full-time staff. It operates through two primary segments: Merchant Solutions and Financial Solutions. The Merchant segment offers services such as mobile payments and security solutions, while the Financial segment caters to financial institutions with products for digital payments and account processing.
Looking ahead, Fiserv is set to announce its next earnings report on July 20, 2026, with an estimated EPS of $2.96 and revenue expected to reach $5.8 billion. Recent performance has shown variability, with Q3 2025 EPS reported at $2.04, falling short of estimates by 25%.
Analyst ratings, such as this one from Citigroup, provide insights based on extensive research and financial modeling. However, they are inherently subject to change as new information emerges. Investors are encouraged to consider a broad range of factors, including company fundamentals and market trends, when making decisions. As of November 1, 2025, the analyst consensus for Fiserv includes 7 Strong Buy, 14 Buy, 22 Hold, and 1 Sell ratings, indicating a general outlook of Buy among analysts.
