Retirement Calculator

Plan your retirement with our free retirement calculator. This retirement calculator helps you determine how much you need to save for retirement, how long your retirement savings will last, and what monthly income you can expect. Use this retirement calculator to make informed decisions about your financial future.

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Retirement Calculator Inputs

$
$
%

Typical retirement portfolio: 6-8% annually

$

U.S. average: 77-80 years

Total Retirement Savings

$0

Projected balance at age 65

Safe Monthly Income

$0

4% rule

Years of Funding

0 years

At desired income

Retirement Calculator Breakdown

Years to Retirement35 years
Total Contributions$260,000
Investment Growth-$260,000
Retirement Balance$0

Understanding Your Retirement Calculator Results

A retirement calculator is an essential tool for planning your financial future. This retirement calculator helps you understand how much you need to save for retirement, how long your retirement savings will last, and what monthly income you can expect during retirement.

Key retirement calculator concepts:

  • 4% Rule: A common retirement guideline suggesting you can safely withdraw 4% of your retirement savings annually without running out of money
  • Retirement Age: When you plan to stop working and start drawing from retirement savings
  • Life Expectancy: How long you expect to live, which determines how long your retirement savings need to last
  • Annual Return: Expected growth rate of your retirement investments (typically 6-8% for diversified portfolios)

Using this retirement calculator: Enter your current age, desired retirement age, current savings, and monthly contributions. The retirement calculator will project your total retirement savings and show you how long those funds will last based on your desired retirement income. This retirement calculator accounts for compound growth to provide accurate projections for your retirement planning.

Disclaimer: This calculator is for educational and illustrative purposes only. Results are estimates and may not reflect actual outcomes. Investing Point does not guarantee the accuracy of these calculations and is not responsible for any decisions made based on this tool.

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