Future Value Calculator

Calculate future value with our free future value calculator. This future value calculator projects investment growth with compound interest. Use this future value calculator to plan long-term savings goals. Our future value calculator includes inflation adjustment for accurate planning.

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Future Value Calculator Inputs

$
%
$
%

For inflation-adjusted real value

Future Value

$0

After 20 years with monthly compounding

Total Growth

$0

Real Value

$0

Inflation-adjusted

Growth Breakdown

Initial Investment$10,000
Total Contributions$120,000
Investment Growth$0
Future Value$0
Growth as % of TotalNaN%

Growth Over Time

Nominal vs Real Value

Compounding Frequency Comparison

Understanding Your Future Value Calculator Results

A future value calculator projects investment growth using compound interest. This future value calculator shows how money grows over time with regular contributions. Use this future value calculator to plan retirement, college savings, or any long-term financial goal.

Future value calculator formula:

  • Lump Sum FV: PV × (1 + r/n)^(n×t)
  • With Contributions: FV = PV × (1 + r/n)^(n×t) + PMT × [((1 + r/n)^(n×t) - 1) / (r/n)]
  • Real FV: Nominal FV / (1 + inflation)^t

Using this future value calculator: Enter your starting amount and contribution plan. The future value calculator shows both nominal and inflation-adjusted values. More frequent compounding produces higher returns. This future value calculator demonstrates the power of starting early and contributing consistently. Use this future value calculator to set realistic savings targets for your financial goals.

Disclaimer: This calculator is for educational and illustrative purposes only. Results are estimates and may not reflect actual outcomes. Investing Point does not guarantee the accuracy of these calculations and is not responsible for any decisions made based on this tool.

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