Upstart Holdings Inc (UPST) reported better-than-expected financial results for the third quarter of fiscal 2025. The company posted earnings per share (EPS) of $0.52, surpassing Wall Street's consensus estimate of $0.43 by $0.09. Revenue matched expectations at $0.3 billion.
The announcement highlights Upstart's operational performance, showcasing its ability to exceed analyst estimates in a competitive market. The company employs a cloud-based artificial intelligence lending platform, connecting consumers with lending partners to facilitate personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans.
Upstart will host an earnings conference call to discuss these results and provide additional insights into its business performance. Investors are encouraged to review the complete earnings release for a detailed understanding of the quarter's performance and future outlook.
As of November 8, 2025, Upstart Holdings has a market cap of $3,755.26 million. The company is scheduled to report its next earnings on August 2, 2026, with an EPS estimate of 0.6288 and revenue also estimated at $0.3 billion.