Qfin Holdings Inc (QFIN) reported disappointing financial results for the third quarter of fiscal 2025, underscoring challenges within the company. The firm posted earnings per share (EPS) of $10.80, falling short of Wall Street's consensus estimate of $12.04 by $1.23. Revenue for the quarter reached $5.2 billion, which slightly exceeded expectations of $5.1 billion but still reflects a struggle to meet analyst forecasts.
The company, headquartered in Shanghai and operating in the consumer finance industry, focuses on credit technology services. Its offerings include credit-driven services that connect potential borrowers with financial institutions, as well as platform services that provide loan assistance and risk management solutions. As of November 18, 2025, Qfin Holdings had a market capitalization of $2.9 billion and a trailing P/E ratio of 2.84.
Management will host an earnings conference call to discuss these results and provide further insights into the company's performance and outlook. Investors are encouraged to review the full earnings release for a comprehensive understanding of the quarter's developments and future prospects.
Looking ahead, the next earnings report is scheduled for August 11, 2026, with an EPS estimate of $13.01.