NMI Holdings Inc (NMIH) reported disappointing financial results for the third quarter of fiscal 2025, with earnings per share (EPS) of $1.21 falling short of Wall Street's consensus estimate of $1.23. Revenue matched expectations at $0.2 billion but did not exceed analyst forecasts.
This update provides insight into the company's recent operational performance and financial health. The missed EPS indicates potential challenges faced by the firm, which specializes in private mortgage guaranty insurance. Headquartered in Emeryville, California, NMI Holdings has been a key player in the financial services sector since its IPO on November 8, 2013.
The company offers both primary and pool mortgage insurance coverage, primarily securing first-lien mortgage loans. With a market capitalization of $2,773.4 million and a trailing P/E ratio of 7.34, NMI Holdings continues to navigate a competitive landscape.
Management is set to discuss these results further during an earnings conference call scheduled for after market close. Investors are encouraged to review the full earnings release and listen to management commentary for complete context on the quarter's performance and future outlook. Upcoming earnings are expected on July 26, 2026, with an EPS estimate of 1.3107 and revenue also projected at $0.2 billion.