Wolfe Research has initiated coverage on Affirm Holdings Inc (AFRM) with a Peer Perform rating. This marks the firm's initial assessment of the company, evaluating its investment merit based on research and analysis of its business and industry dynamics.
Affirm Holdings, headquartered in San Francisco, operates a platform for digital and mobile-first commerce, employing 2,206 full-time staff. The company went public on January 13, 2021, and has since built a payment network that includes point-of-sale solutions for consumers and merchant commerce solutions. Its Affirm App provides tailored offers from merchants and allows consumers to apply for credit with a single-use virtual card.
As of November 25, 2025, Affirm Holdings boasts a market cap of $22.1 billion and a P/E ratio of 94.72. The company is set to report its next earnings on May 7, 2026, with an estimated EPS of $0.19 and revenue of $998 million.
Analyst ratings can provide valuable insights, but they should not be the sole basis for investment decisions. Investors are encouraged to consider a range of factors, including company fundamentals and market conditions.