Goldman Sachs has upgraded Chime Financial Inc (CHYM) to Buy from Neutral as of November 30, 2025. The current price stands at $22.49.
This upgrade reflects a more optimistic outlook on Chime's prospects, suggesting improved fundamentals or enhanced confidence in its strategic direction. Chime Financial, headquartered in San Francisco, develops a digital banking application, providing a range of services through its FDIC-insured bank partners.
The company has a market cap of $7.6 billion and reported an EPS of -7.40 for the trailing twelve months. In its recent earnings performance, Chime posted a Q3 2025 EPS of -0.15, surpassing estimates of -0.25 by 39.3%. Analyst consensus indicates a majority view of Buy, with 4 Strong Buy, 11 Buy, and 5 Hold ratings among 20 total analysts.
Analyst ratings can change as new information becomes available, and they should be considered alongside other factors such as competitive positioning and industry trends.