BMO Capital has upgraded Primerica Inc (PRI) to Outperform from Market Perform, reflecting a more optimistic outlook on the company's prospects. This change, effective September 22, 2025, indicates a possible improvement in Primerica's fundamentals or business performance.
Based in Duluth, Georgia, Primerica Inc provides financial products primarily to middle-income households. The company operates in the insurance industry and employs 2,289 full-time staff. Its segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. Primerica's life insurance subsidiaries offer term life insurance across the United States and Canada. The firm also distributes a range of investment products through its various subsidiaries and independent sales representatives.
As of November 20, 2025, Primerica's market capitalisation stands at $8.2 billion, with a P/E ratio of 11.35 and an EPS of 21.84. The company's dividend yield is notably high at 162.2%. Upcoming earnings are anticipated on August 4, 2026, with an estimated EPS of $6.04 and revenue of $851.3 million.
Analyst consensus indicates a Buy rating, with 1 Strong Buy, 5 Buy, and 7 Hold ratings among 13 total assessments. Recent earnings reports have shown positive surprises, including a Q3 2025 EPS of $6.33, surpassing estimates by 13.1%. Analyst ratings can fluctuate as new information emerges, and they should be considered alongside other factors in investment decisions.
This update provides insight into the evolving perceptions of Primerica's market position and performance.